The ATO Small Business Super Clearing House is Closing – What to Do Next
If you’re using the ATO’s Small Business Super Clearing House, you’ll need an alternative before 1 July.
Under Payday Super, contributions must still move through the SuperStream network, the system that standardises how super data and payments are sent electronically to funds.
Wrkr is an approved SuperStream gateway, meaning it sits at the core of how contributions and data are securely exchanged between employers, funds and the ATO
Wrkr provides a modern clearing house solution designed for super contributions as they move from quarterly payments to every pay run under Payday Super.
They allow you to manage, submit and track super contributions in one place, with clearer visibility over what’s been submitted, what’s been received by funds, and where issues may sit.
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Easily submit contributions for all employees
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Track payments through to fund receipt with timestamped auditability
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Identify and resolve errors before they delay processing
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Manage multiple businesses or clients from one login
With the ATO clearing house already phasing out new employee setups, this transition has effectively started. Below, we break down what’s changing, what it means for your workflow, and how to prepare.
Preparing for super payments beyond the ATO’s SBSCH
If you rely on the ATO’s Small Business Super Clearing House (SBSCH) to manage your employees’ superannuation, you will need to transition to an alternative solution.
The SBSCH is being phased out ahead of its closure, and new employee setups are already restricted. At the same time, Payday Super is changing how super is paid, moving from quarterly lodgements to contributions made each pay run.
Together, these changes mean businesses and financial professionals need to review how super is processed, ensure their data is accurate, and have a system in place that can handle more frequent payments.
What is the Small Business Super Clearing House?
For years, the small business super clearing house has been a free service provided by the ATO. It was designed to help employers with 19 or fewer employees (or an annual aggregated turnover of less than $10 million) pay their super guarantee (SG) contributions in a single transaction. The clearing house takes that single payment and distributes it to the various super funds of the employees, simplifying what would otherwise be a tedious administrative task.
Why is it Closing?
Key Date: The ATO’s Small Business Super Clearing House (SBSCH) will close on 30 June 2026.
The SBSCH is being phased out ahead of this date, with new employee setups already restricted. This means businesses relying on the SBSCH will need to transition to an alternative solution to continue paying super.
What Changes with Payday Super?
Currently, many businesses pay their superannuation quarterly. Under Payday Super, employers will be required to pay their employees’ super at the same time as salary and wages, meaning every pay run, with contributions needing to be received by the employee’s super fund within 7 business days of payday.
This increases both administrative effort and exposure to error. Missing a payment or dealing with a bounced transaction becomes a regular risk, rather than something that happens just four times a year.
Here is how the changes break down
For Small Businesses
Quarterly super payments will no longer apply. Under Payday Super, contributions need to be processed each pay run, with payments required to be received by the super fund within 7 business days of payday.
This means super becomes part of your regular payroll process. You’ll need a system that can handle frequent submissions, maintain accurate employee data, and provide visibility over payment status, not just at quarter end.
For Bookkeepers & Accountants
For those managing multiple clients, Payday Super increases both volume and complexity. Instead of quarterly lodgements, super needs to be processed alongside every client pay run.
A centralised approach, with multi-entity access, bulk processing, and clear visibility over submissions, fund receipt, and any issues, becomes critical to keeping things running smoothly.
What You Need to Do Now
If you’re using the ATO’s Small Business Super Clearing House, you will need an alternative before 1 July 2026. But waiting until the last minute is risky.
The move to Payday Super means super becomes part of every pay run, with contributions needing to reach funds within 7 business days. That creates more processing, tighter timeframes, and far less room for visibility gaps or manual errors.
The ATO is already phasing out the SBSCH, including blocking new employee setups. The transition has already started.
Moving early gives you time to set up properly, test your workflows, train your team, and make sure contributions are flowing smoothly well before Payday Super begins.
Where Wrkr Fits: A Modern Super Clearing House
Wrkr is an approved SuperStream gateway and clearing house solution built for the shift to Payday Super. It gives businesses, bookkeepers and accountants a simpler way to manage super contributions with more visibility and control.
Here’s what that looks like:
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Manage, submit and track super contributions in one place
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Timestamped audit trails across every contribution
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Built-in checks to help identify issues before submission
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Handle errors, returns and refunds with clearer visibility
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Manage multiple businesses or clients from one secure login
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Supports employees, contractors and WPN holders
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Free until 31 July 2026, with pricing from $5.50 per month incl. GST
The ATO’s Small Business Super Clearing House is closing. Payday Super is changing how super gets paid.
The small business super clearing house is closing, but your payroll doesn’t have to suffer. Start your transition today and get ahead of Payday Super.
